Thrifty Tony

Wealthfront Roth IRA Review – 6 Years Later

After opening a Roth IRA with Wealthfront 6 years ago, I want to share with you how much money I’ve earned over this time and how my account has performed. Below is my dashboard for my Roth IRA with Wealthfront which has a current balance of $58,290. I opened my account back in January 2016 […]

Is Gold a Good Investment in 2021?

Gold as a good investment

The notorious debate continues in 2021—is gold a good investment? Financial experts have debated this for centuries. Different investing philosophies cite various reasons for or against investing in gold. But it is 2021 now. We’ve seen a great deal of market turbulence over the past few years and many are worried about what the future […]

Wealthfront vs Betterment for Investing

Betterment vs Wealthfront

This post was originally published on June 12, 2019 The battle continues — Betterment vs Wealthfront. Which is the best robo-advisor? I asked myself this question back in 2015 before opening an investment account with each company. While I didn’t have the answer back then, I do now in 2019. As someone who has invested […]

Cash Drag is Killing Your HSA Investment Potential

HSA investing

This post was originally published on July 16, 2018 A major benefit of having an HSA is that investment earnings are not taxed. An HSA investment account allows you to invest your funds in ETFs or mutual funds. With so many HSA administrators out there, it can be hard to pick the right one. I […]

How Much Does a Bottle of Water Cost? (cheapest bottled water at Walmart)

Cheapest water bottle brand

I spent a few hours of my life looking through every single bottled water product that Walmart sells. Everything from tiny 8 ounce bottles of Nestle Pure Life for $2.18 all the way up to a 2.5 gallon jug of Arrowhead spring water for $3.66. My goal was to not only find the cheapest way […]

Save $1 a Day to Be a Millionaire (how long will it take?)

Save $1 per day graph to a million dollars

I’m going to tell you exactly how long it will take you to become a millionaire if you save just $1 a day. You might think that it’s going to take you one million days, and you would be right, but considering the fact that the average human only lives less than 30,000 days, you […]

Is It Cheaper to Make Your Own Sparkling Water?

Soda maker vs buying sparkling water

I drink sparkling water pretty much every day, and because of this, I want to know the cheapest way to consume this no-sugar-added beverage. My gut tells me that making sparkling water at home is going to be your best bet, but until we crunch some numbers, let’s not get ahead of ourselves. In this […]

Is Aldi Cheaper than Walmart? (grocery price comparison)

Aldi vs Walmart grocery store prices

Is Aldi cheaper than Walmart, or does Walmart actually have better prices? You might think that you know the answer, but I actually compared prices of more than 10 items at these grocery stores to see which one was cheaper, and here are the results. For this study, I specifically compared prices at this Walmart […]

How Much Should You Have Saved for Retirement by age 30?

How much should you have saved for retirement by age 30

We’re going to take a look at how much money you should have saved for retirement in your 30s, but I want to be clear here that none of this is actual financial advice. I recently turned 31 and began wondering if I was on track for retirement. There are a lot of factors that […]

How Much Does it Cost to Move Across Country? (PA to AZ)

Cost to move across the country

I’m not only going to share with you the cost of relocating my stuff over 2,200 miles across the country from Pennsylvania to Arizona, but also show you the difference of doing it yourself versus hiring a moving company. DIY – Cost to Move Cross Country I moved to Tucson, Arizona for work in July […]